Wyoming uses non-judicial foreclosure with a 60-day timeline. WY offers a 3-month redemption period and strong deficiency judgment protections. Free consultation.
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Wyoming uses non-judicial foreclosure under a power of sale with a 60-day timeline. The state offers a 3-month redemption period for most owner-occupied properties, and deficiency judgments are generally barred on purchase-money mortgages.
10-day notice of intent to foreclose. Opportunity to cure before sale starts.
Day 0Published 4 consecutive weeks. 25-day minimum notice before sale.
Days 10-40Auction held. 3-month redemption. No deficiency on purchase-money loans.
Day 60 + 3 monthsPay all arrears before the sale. Wyoming requires a 10-day cure window after notice of default.
Negotiate new terms with your lender. Wyoming homeowners often qualify for lower monthly payments.
Use the 3-month redemption window to reclaim ownership by paying the sale price plus interest.
Sell for less than owed with lender approval to avoid foreclosure and potential deficiency.